The Insurance Formula

The Insurance FormulaThe Insurance FormulaThe Insurance Formula

The Insurance Formula

The Insurance FormulaThe Insurance FormulaThe Insurance Formula
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Get the right insurance plans for peace-of-mind! 

Book 7 Minutes for a Free Quote

Looking for the best life insurance quotes, retirement planning advice or ready to buy term life insurance to cover your mortgage? Call us today at (858) 203-9500

Get the right insurance plans for peace-of-mind! 

Book 7 Minutes for a Free Quote

Looking for the best life insurance quotes, retirement planning advice or ready to buy term life insurance to cover your mortgage? Call us today at (858) 203-9500

About Us

Protecting Futures

Building Relationships

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown. 

Ask us about:

  • Life
  • Annuities
  • Tax Free Retirement Planning
  • Mortgage Insurance / Term Life Insurance
  • Employee Retention Strategies
  • Key Man Coverage

We can access many different insurance products so you can get the right one for you. We gladly offer free life insurance quotes over the phone in 21 states.

Assessing Need

Building Relationships

Protecting Futures

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. It can destroy the best retirement planning overnight. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price. Whether term life insurance, permanent life insurance 

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. It can destroy the best retirement planning overnight. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price. Whether term life insurance, permanent life insurance or just covering the cost of a funeral, we can guide you to the best carrier at the lowest price. 


Often we insure our homes, autos, even our recreational vehicles before we even think about our #1 asset. Our own ability to provide for our family through our personal production


Building Relationships

Building Relationships

Building Relationships

Everyone has different insurance needs. Sometimes all that is needed is a simple term life insurance policy others need detailed retirement planning.  Call us today for any life insurance quotes. We also do personalized business or individual assessment to find out how we can help protect your hard-won assets.

What Makes Us Different?

We work for YOU, not the Carrier

 

We have no incentive to promote anything but the best carrier for your life insurance coverage.


Our number one goal is to make sure you have the absolute best coverage with the top carrier.


Agents who work for a single firm, cannot make the same decisions that we can with access to 100's of options when they have only one.


This is why our agency represents you the buyer not the carrier. 


We offer products from dozens of the top names in the business like: Northwestern Mutual, Lincoln Financial, Mutual of Omaha, Prudential, Mass Mutual, MetLife, AIG, John Hancock, TransAmerica, just to name a few. 


The reason choice is so important is every carrier has different ways they treat age, health and other factors. Depending on your unique situation you can pay drastically increased rates if your policy isn't shopped against many carriers. We have a team dedicated to making sure you get the best protection at the best price as quickly as possible.


That’s why our agency offers products from dozens of major insurance companies, which give us the ability make recommendations that best suit your company or families needs.

And because our range is so broad, you can use us as your one-stop insurance provider for virtually everything.


So whether you're ready to implement retirement planning, term life insurance or just life insurance quotes so you know the cost, we are here for you. Never pushy, never selling your information to others, always respectful of your needs.

Retirement planning

Retirement planning

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The Insurance Formula

13516 Longfellow Lane, San Diego, California 92129, United States

858-281-2211

Hours

Monday - Friday: 9am - 5pm

Saturday: Closed

Sunday: Closed

Copyright © 2021 The Insurance Formula - All Rights Reserved.

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